Car Title Loans in RialtoCar title Loan FAQI have a lot of options for a car title loan in Rialto. Why don't I just get a pay day loan and be done with it?Because pay day loan companies, if you look at the program, may get you into a loop you never get out of. There is an end to these loans. That's a positive. How much is it gonna cost me to get this loan?You have a small child you don't want? JOKING! That was rude. Okay, be prepared because car title loans is not cheap. Ready? 7.5% monthly on loans above $5000 and add to that two one time fees in the loan. A $75 document fee and a administration fee of 10%. On loans below $5000 the rate is 8% monthly and the $75 doc fee but no admin fee. Do I have to have a checking account?No. Well yes. But no. Okay... so if you are self employed, yes. Otherwise no. How do I get the money if you are not going to deposit it into my account?We are going to give you a check by hand from us to you. Since it will typically be at a currency exchange you could cash it right here or go the bank. How long do I have to pay this back?We give you up to 3 years to pay it back but you can pay it back anytime really. There is no prepayment penalty When you say there is no prepayment penalty what do you mean?Hmmmm.... we don't charge you extra for paying it off early and we don't make you pay for all the payments you would have on interest from the contract term date. How fast is this? I need the money immediately.How about today. Worse case tomorrow. Either way fast. How do I pay it back?You can mail in your payments or you can pay online through a custom payment website we have. |
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